Sometimes I get extra money, and I’m wondering if it’s worth paying the loan earlier. But I don’t know if it’s actually beneficial in reality.

I always try to close the loan earlier if I have the money. But once I came across a bank that didn’t allow early repayment, which was a surprise for me.

Reminders, notifications, and anything that really catches my eye help me remember. I always try to make the new payment a bit earlier. And there is no need to calculate anything manually now. Modern apps like salmon credit app provide clear and understandable info, and sometimes they send notifications themselves that on a certain date you need to make the payment.